SMM Panel Affiliate Program: Earn Money With Referrals in 2026

An SMM panel affiliate program is one of the few affiliate deals where the product gets bought again and again. Someone who orders 1,000 Instagram followers today usually comes back for Reels views next week and TikTok likes for the campaign after that, and with the PanelFollows affiliate program you earn a share of every one of those completed orders for as long as that person keeps ordering. The program page tells you what the deal is. This guide is about how to actually earn money with it: where the buyers are, what you post, what a realistic first year looks like, how payouts work, and what the tax side looks like in the countries where most English-speaking affiliates live.

Everything below is written for someone with a normal-sized audience or none at all. You do not need a big channel. A Telegram group of 300 people who buy engagement, one blog post that ranks, or a handful of clients whose accounts you already manage is enough to start. What you do need is to put your link next to a concrete reason to buy, and to understand the commission model well enough to choose the right channel for it.

One housekeeping note before the numbers: the rates quoted here (5%, 7% and 10%, a 10 USD minimum payout, a 7-day hold) are the live values on 20 September 2026. Rates can change, so treat the program page as the source of truth and this article as the playbook.

How the PanelFollows Affiliate Program Works

The mechanics take about a minute to set up and a paragraph to explain.

1. Create a free account (or sign in to the one you have), open the "Earn Money" page and create your link with one click. You get two versions: a short /r/<code> link that counts every click, and a plain sign-up link with your code attached.
2. Anyone who clicks and registers within 30 days becomes your referral. The 30 days is the cookie window; the referral itself is permanent, for the life of their account.
3. Every order that referral completes pays you a commission at your current rate, credited when the order completes, not when the person deposits money. Partly delivered orders count only the delivered part. Canceled and failed orders produce nothing, and if a completed order is refunded later, only that one order's commission is reversed.
4. Earnings accumulate in a separate affiliate balance. From there you withdraw cash (after each commission clears its hold) or move the money to your panel balance instantly with a 10% bonus.

There is no application, no approval queue and no audience threshold. The "Earn Money" page shows clicks, sign-ups, active referrals and per-order earnings in real time, which matters more than it sounds. In the long-running "any SMM panel that has an affiliate program?" thread on BlackHatWorld, the recurring complaint is not low rates; it is dashboards that do not show every conversion, so affiliates cannot tell whether a referral was counted at all. A per-order ledger removes that argument.

Why paying per completed order beats paying per deposit

Most panel referral schemes pay a small percentage of what your referral deposits, often as panel balance only. That structure exists because a deposit is a promise, not revenue: the money can sit unspent for months or be charged back, so the panel hedges with a low rate, a one-time payout or both. Paying on completed orders means the commission only exists when the panel has actually earned something, which is why PanelFollows can afford a higher rate, pay it for the lifetime of the customer, and still be fair about refunds: you are never asked to give back money on an order that was not refunded.

Commission Levels and What They Pay Per Order

Your rate depends on the lifetime order volume of all your referrals combined, in USD. Three levels are live at the time of writing:

Level	Lifetime referral order volume	Rate right now
Level 1	From the very first order	5%
Level 2	500 USD and up	7%
Level 3	2,000 USD and up	10%

Two details worth knowing. Levels are permanent: a level you have reached is never taken away, even if some orders are refunded afterwards. And the rate is locked per order at the moment that order completes, so the higher rate applies to everything your referrals order after you cross the threshold, while an old order keeps the rate it was paid at. The thresholds are configured on the program side and shown on the affiliate program page, so check there if you are reading this a year from now.

The math per order is simply amount × rate:

Referral's completed order	At 5%	At 7%	At 10%
5 USD	0.25 USD	0.35 USD	0.50 USD
20 USD	1.00 USD	1.40 USD	2.00 USD
50 USD	2.50 USD	3.50 USD	5.00 USD
100 USD	5.00 USD	7.00 USD	10.00 USD
500 USD	25.00 USD	35.00 USD	50.00 USD

Individual panel orders are often small, so the money is not in any single order. It is in repeat buyers: a reseller who places twenty orders a day, an agency that tops up every Monday, a Telegram admin who buys members for every channel they launch. One of those is worth more than fifty people who order 500 likes once and disappear, which shapes everything about where you should share the link.

Realistic Earnings Scenarios

These are worked examples with round numbers, not statistics from the program and not promises. Change the inputs to your own situation and the arithmetic still holds.

Scenario	Active referrals ordering each month	Average spend per referral per month	Monthly referral volume	Level you settle at and when	Monthly commission at that level
Side project: a link in one blog post and a small Telegram group	5	30 USD	150 USD	Level 2 after month 4, Level 3 after month 14	7.50 USD at 5%, 10.50 USD at 7%, 15 USD at 10%
Tutorial channel: two or three videos that rank on YouTube	25	40 USD	1,000 USD	Level 2 during month 1, Level 3 from month 3	100 USD at 10%
Community or agency: a marketing Discord plus your own client roster	60	80 USD	4,800 USD	Level 3 during month 1	480 USD at 10%

Three things the table shows. The thresholds are cumulative, so a modest but steady referral base reaches 10% eventually; the side-project row crosses 2,000 USD of lifetime volume a little over a year in. Volume, not headcount, moves you up: sixty referrals spending 80 USD each reach the top level in the first month. And the commission keeps arriving after the work is done, which is the whole point of a lifetime model: a video you publish in October is still paying in March if the viewers it referred are still ordering.

For a sanity check on order sizes, browse the services catalog: prices are listed per 1,000 and the min and max quantities are shown per service, so you can see what a typical order in your niche costs before you make assumptions about volume.

Who Earns the Most: Eight Profiles That Fit

Anyone can join, but the program rewards people who already stand between buyers and the panel. In rough order of how quickly they tend to reach Level 3:

1. Freelancers and small agencies who manage client social accounts. Referring clients to the panel pays a commission on every order they place, on top of whatever you charge for management.
2. Telegram and Discord admins running communities around marketing, crypto, gaming, music or content creation. These groups are full of people who order followers, views and members every week.
3. YouTube and TikTok creators who publish growth tutorials. A link in the description keeps earning long after the upload.
4. Bloggers and SEO site owners. Comparison articles and "best SMM panel" lists rank well and send buyers who stick around for years.
5. Reseller and child panel owners. The commission stacks on top of your reseller margin, and customers who prefer to order from the main panel directly still earn you money.
6. Course sellers and coaches in the social media growth space, who need a tool to recommend anyway.
7. Music promoters and playlist curators whose clients need Spotify, YouTube and TikTok numbers around every release.
8. Side hustlers with a WhatsApp or Facebook group, the most common starting point in India, Nigeria and the Philippines, where many small resellers find their first customers in a group chat before they ever build a website.

The unifying trait is proximity to a purchase decision. If you already answer "which panel should I use?" for people who ask, you are the profile this program was designed for.

Where SMM Panel Buyers Actually Hang Out

Before choosing a channel, it helps to know where the conversation happens today. A few afternoons of searching the English-language corners of the web in September 2026 gives a fairly consistent map.

BlackHatWorld has a dedicated SMM panel section and tags for "smm panel affiliate" and "referral". It is where panel owners recruit affiliates in marketplace threads and where people ask which panels have a program at all. The headline offers there (20% lifetime on top-ups, 40% on retail sales) sound generous until you read the fine print: they are paid on deposits, often as balance, and the replies are full of affiliates asking why the dashboard shows fewer conversions than they sent. Read it to learn the market; bare affiliate links are not welcome without the right membership level.

Reddit has subreddits for SMM panels, Instagram growth and social media marketing, and it removes naked promotion fast. The workable approach is answering questions honestly and keeping the link in your profile or on your own site.

YouTube is the biggest single source of new panel users. Search "how to get 10,000 Instagram followers fast" or "SMM panel full course" and you find playlists with a panel link in the description and a pinned comment. It is also where an affiliate link keeps working the longest, because tutorials get watched for years.

Telegram is where the resellers live: channels selling social media services, groups where panel owners announce price drops, and a thick layer of buyers from India, Nigeria, Pakistan, Bangladesh, the Philippines and Indonesia. Searches for panel services in those countries lead to Telegram far more often than to a forum.

Discord is smaller but high-intent: server-growth and music promotion servers, and gaming communities that buy Twitch and YouTube views.

Geographically, the buyers with the biggest budgets are agencies and creators in the United States and the United Kingdom, while the largest number of small resellers and first-time buyers comes from India, Nigeria and the Philippines. The two groups respond to different content and need different payout routes, which is why the payment section later in this guide is split by country. It also helps that the panel itself runs in 10 languages and takes crypto and bank transfer everywhere, plus TL card payments in Turkey, so a referral from Lagos or Manila can actually pay once they arrive.

Channel-by-Channel Strategy

The table is the summary; the notes after it are the practical detail.

Channel	What you publish	Where the link sits	Time to first referral	Ongoing effort
YouTube	Growth tutorials, "I tested this panel" videos, dashboard walkthroughs	Description (first three lines) plus pinned comment	2 to 8 weeks, then compounding	Low once published
TikTok and Reels	30 to 60 second before/after clips, price reveals	Bio link, spoken call-out in the clip	Days, if a clip travels	High, constant posting
Telegram	Price-per-1,000 posts, service spotlights, refill proof	Directly in the post and the channel description	Same week	Medium, a few posts a week
Discord	A pinned "tools we use" post, answering growth questions	Pinned message, your profile	1 to 3 weeks	Low to medium
Reddit and forums	Honest answers and comparisons	Profile, personal site, never the comment itself	Slow, 1 to 3 months	Medium
Blog and SEO	"What is an SMM panel", comparisons, how-to guides	Inside the article, near the relevant step	2 to 6 months to rank, then years of traffic	Low once ranking
Instagram bio	Growth tips in carousels and stories	The bio link, story link stickers	Weeks	Medium
WhatsApp and Facebook groups	Direct recommendations, screenshots of delivered orders	The message itself	Same day	Low, but personal

YouTube: the long-tail engine

Put the link in the first three lines of the description, where it shows before "more", and pin a comment with the same link and a one-sentence reason to click. Show the panel in the video: the order form, the price, the status changing to completed. Viewers convert when they have seen the thing work. Add the disclosure in the same lines; the section on disclosure below explains why that helps rather than hurts.

TikTok and Reels: fast and forgetful

The bio link is the only clickable place, so end each clip with "link in bio" and point the bio at a page that explains the panel before it asks anyone to sign up. Sending cold traffic to what an SMM panel is instead of straight to the registration form converts better than it sounds.

Telegram: where resellers already are

Post specific things: a screenshot of a completed order with its delivery time, a price-per-1,000 comparison for the service your group cares about, a note when a new service lands. Generic "best panel, sign up here" posts get scrolled past. The 30-day cookie helps: someone who clicks in a group today and signs up a week later from a bookmark still counts.

Discord, Reddit and forums: one pinned post, honest answers

On Discord, a single pinned "tools we use" post in a resources channel outperforms repeated promotion: the link, a line about what the panel covers (3,500+ services across Instagram, TikTok, YouTube, X, Telegram and Facebook) and the payment methods your members actually have. On Reddit and forums, reply to "which panel do you use?" threads with a real answer, downsides included, and keep the affiliate link on your profile or your own site.

Blog, Instagram bio and group chats

A comparison article or a "what is an SMM panel" explainer takes months to rank and then sends visitors for years; use the best SMM panel page as a format reference: criteria, a table, an honest verdict, the link near the verdict. Instagram works when your content is about growth itself: carousels that explain a tactic, then "the tool I use is in my bio". WhatsApp and Facebook groups are the most direct channel of all: a screenshot of a delivered order sent to people who already trust you often converts the same day.

Content That Converts: Formats and Example Titles

The best-performing links sit next to a concrete use case. Five formats keep working across channels:

• The scenario video or post. "I bought 1,000 followers from an SMM panel and this is what happened." Show the order, the delivery timeline, any drop and the refill. Honesty about drops does not hurt conversion; it builds the trust that makes the link worth clicking.
• The price-per-1,000 comparison. One table, five services your audience buys, the price for each. The panel lists prices per 1,000, so the table writes itself.
• The explainer. "What is an SMM panel and how does it work?" is the search that brings in people who have never bought before. Send them to the panel's own how it works page and put your affiliate link beside the step where they would register.
• The walkthrough. A screen recording of the dashboard: add funds, choose a service, paste the link, place the order, watch the status. Boring to make, extremely effective, because it removes the fear of the unknown.
• The niche-specific guide. "How to get your first 1,000 Telegram members", "How to hit YouTube watch-hour requirements faster", "Instagram Reels views for musicians". Narrow beats broad.

Titles that tend to work, for inspiration rather than copying: "SMM panel explained in 5 minutes (and the one I use)", "Cheapest way to buy Instagram followers in 2026, tested", "How I get views on every TikTok for my clients", "Price per 1,000 compared: followers, likes, views", "Reselling social media services from Telegram: my setup".

What does not work: a bare "sign up here" link with no context, links dropped into groups you are not part of, and any post that promises results the panel does not promise. The panel shows an average completion time per service based on history; it never guarantees a delivery time, and neither should you.

Disclose the Affiliate Link

In the United States, the FTC Endorsement Guides treat an affiliate relationship as a "material connection" that has to be disclosed clearly and conspicuously, close to the recommendation, and not buried in a pile of hashtags or at the bottom of a description. The UK's advertising rules take a similar line. Recent academic work measuring YouTube disclosure compliance found that most videos with affiliate links do not meet the standard, which tells you two things: the rule is real, and following it puts you ahead of most of the competition.

In practice a single line does it: "Affiliate link: if you sign up through it, I earn a commission at no cost to you." Put it next to the link, say it once in the video, and move on. Audiences do not mind; they mind finding out later.

Your First 30 Days: A Week-by-Week Plan

Week	Goal	What to do	What to check on the Earn Money page
Week 1	Set up and publish one anchor piece	Create your link, pick one channel, publish one substantial piece (a tutorial video, a comparison post or a walkthrough). Add the disclosure.	Link created, first clicks arriving
Week 2	Distribute	Cut the anchor piece into three short clips or posts. Share it in two communities you already belong to. Reply to five "which panel?" questions.	Clicks by day, first sign-ups
Week 3	Second format	Add a second format that fits your channel: a price-per-1,000 table, a niche-specific guide or a pinned Discord post.	Sign-ups turning into active referrals, first per-order commissions
Week 4	Measure and double down	Compare which content produced sign-ups that actually ordered. Update the winning piece, cut the loser. Plan the next four weeks around what worked.	Active referrals, volume toward the 500 USD level, first amount past the 7-day hold

By the end of the month you have an anchor piece, a distribution habit and a first read on which channel produces referrals that order rather than referrals that just sign up. That distinction is the one that matters, because commission comes from orders. If you cross 10 USD in cleared commission during the month, request your first payout, simply to learn the process before larger amounts are involved.

Stacking the Program With Reselling or a Child Panel

If you already resell, the affiliate program is a second revenue line rather than a replacement. The three models fit together like this:

• Reseller through the API. Your customers order on your website; your site forwards the orders through the standard reseller API and you keep the difference between your price and the panel price. The reseller panel page explains the setup.
• Child panel. A white-label copy of the panel on your own domain, your branding, your prices, ready in minutes. See the child panel page for what it includes.
• Affiliate. Customers who would rather buy from the main panel directly sign up through your link and pay you a commission on every order, forever.

The overlap is where the money is. Every reseller meets customers who want to see the "real" panel, who want a payment method your site does not offer, or who simply prefer the original. Without a referral link those people walk away as lost margin. With one, they turn into a lifetime commission, and your margin on the orders you resell stays exactly where it was.

One line you must not cross: do not route your own resold orders through a referred account. That is a self-referral, it is against the rules, and it is easy to detect. Clients registering on the main panel through your link are fine; you registering a second account to refer yourself is not.

Getting Paid: Methods, Minimum, Hold and Timing

Every commission becomes withdrawable 7 days after its order completes. That window exists so chargebacks and fraudulent orders can be caught before cash leaves the program, which is what keeps the rates high for honest affiliates. Once your withdrawable balance is at least 10 USD, you request a payout from the Earn Money page. Requests are reviewed and paid manually, usually within 24 to 72 hours, and you receive an email with the transaction reference. There is no maximum.

Method	Best fit	Notes
USDT on TRC20	Nigeria, India, Pakistan, Bangladesh, the Philippines, anyone with an exchange or wallet	Usually the cheapest network fee, arrives in minutes once sent
USDT on BEP20	Anyone whose exchange only supports BNB Smart Chain deposits	Same coin, different network; pick the one your wallet lists
Bank transfer by IBAN	UK, EU, Turkey, the Gulf, anywhere IBANs are standard	Bank clearing time applies on top of the 24 to 72 hours
PayPal	United States, United Kingdom, most of the EU, the Philippines	PayPal fees and currency conversion are on the receiving side
Papara	Turkey	Instant to a Papara wallet

A few country notes, because the same 50 USD payout is a different experience depending on where you sit:

• United States. US bank accounts do not use IBANs, so PayPal or USDT are the practical options. If you go with USDT, note the dollar value on the day you receive it; the tax section explains why.
• United Kingdom. UK accounts have IBANs, so bank transfer works and avoids PayPal's currency conversion; PayPal is fine for smaller amounts.
• Nigeria. Personal PayPal accounts in Nigeria cannot receive payments or withdraw to a Nigerian bank, so USDT is the route almost everyone uses. Since Binance removed its naira P2P market in February 2024, people cash out through other P2P exchanges or a local off-ramp. A TRC20 transfer typically costs a dollar or a few dollars, against the 7 to 8% a PayPal payment would lose if it were possible at all.
• India. USDT to an Indian exchange and PayPal both work; crypto has its own tax treatment in India, so many affiliates prefer PayPal for simplicity even though it costs more.
• Philippines. PayPal withdrawals to local banks and e-wallets are routine, and USDT is popular with anyone already holding crypto.
• Turkey. Papara is instant and cheap; bank transfer by IBAN works too.

Whatever the method, the program pays in USD terms and the receiving side does any conversion. Keep the payout emails: the transaction references are your bookkeeping trail.

Moving Earnings to Your Balance: When the 10% Bonus Wins

The alternative to cash is moving affiliate earnings to your panel balance. It is instant, there is no hold, and you get 10% extra. For 100 USD of commission that is 110 USD of balance you can spend right now.

Option	You receive	Waiting time	Cost
Cash payout	100 USD, minus your side's network or PayPal fee	7-day hold, then 24 to 72 hours	Receiving fee depends on method
Transfer to balance	110 USD of panel balance	None	None

Transfer wins when you spend on the panel anyway. Resellers, agencies that order for clients, and creators running their own growth campaigns should default to transferring: the bonus is a 10% discount on every order you were going to place, with no waiting. Cash wins when you have no use for balance, or when you are building a business that needs real money in a bank account. Many affiliates do both: transfer enough to cover their own orders, withdraw the rest. Once moved, the money is panel balance, so treat the transfer as a spending decision rather than a parking spot.

Mistakes That Cost Money and Rules That Cost the Account

Most affiliates who earn nothing made one of the first six mistakes. The last four are rule violations, and they end with the referral links removed and accrued earnings forfeited.

Mistake or violation	What happens	Do this instead
Bare "sign up here" link with no context	Clicks, no sign-ups	Put the link next to a price, a screenshot or a step in a tutorial
Promoting to people who never buy engagement	Sign-ups that never order	Target resellers, admins, freelancers and creators with a growth goal
Linking straight to the registration form from cold traffic	High bounce	Link to an explainer first, register second
Giving up after two weeks	Nothing compounds	Commit to the 30-day plan and judge at day 30
Promising delivery times or results	Refund requests, lost trust	Quote the per-service average time the panel shows, never a guarantee
Using the plain sign-up link everywhere	No click data	Use the /r/ short link so clicks are counted
Self-referral, a second account, or duplicate accounts to farm bonuses	Links removed, earnings forfeited	One account per person; refer other people, not yourself
Referrals created with stolen or charged-back payment methods	Commission reversed, account reviewed	Bring real buyers and never advertise "free balance"
Spam: mass DMs, comment floods, unsolicited group drops	Account closed	Post where you are a member and add value first
Paid ads bidding on the PanelFollows brand name	Prohibited	Bid on generic terms if you run ads at all, never on the brand

Everything not in the second half of that list is welcome: honest reviews, tutorials, comparisons, community recommendations, your own paid ads on generic keywords.

Taxes and Reporting: The General Picture

Affiliate commission is income practically everywhere, and a platform based outside your country does not change that. None of the following is legal or tax advice; it is the general shape of what affiliates in the main English-speaking markets deal with, so you know which questions to ask an accountant.

United States. Affiliate commissions are generally reported as self-employment income on Schedule C, and self-employment tax applies once net self-employment earnings pass 400 USD in a year. The 1099-NEC reporting threshold is 600 USD for payments made in 2025 and rises to 2,000 USD for payments made in 2026, but the form is a reporting mechanism, not a permission slip: you owe tax on the income whether or not a form arrives, and a non-US platform generally will not send one. Payouts in USDT are usually treated as income at their dollar value on the day received, with any later change in value a separate capital gain or loss, so record the date and value of each payout.

United Kingdom. The trading allowance lets you receive up to 1,000 GBP of gross trading income per tax year without registering, and you need to register for Self Assessment by 5 October following the tax year in which you go over it. Above the allowance you choose between deducting the flat 1,000 GBP or your actual expenses, not both.

India. Affiliate income is generally treated as business income and reported on ITR-3 or ITR-4, and GST registration is generally only required above the 20 lakh INR turnover threshold. Commission received in foreign currency from a foreign platform is commonly treated as an export of services, which is zero-rated, but that is exactly the kind of question to confirm with a chartered accountant, and crypto payouts have separate rules.

Nigeria and the Philippines. Income from foreign platforms is taxable, and the practical issue is usually record-keeping rather than rates: keep every payout email, note the naira or peso value on the day of receipt, and talk to a local accountant once the amounts are more than pocket money.

In every country, the Earn Money page plus your payout emails with their transaction references are enough to reconstruct a full year of income. Export or screenshot them monthly rather than rebuilding the trail at filing time.

Measuring What Works

The Earn Money page gives you four numbers: clicks, sign-ups, active referrals and per-order earnings. Read them as a funnel.

• Clicks to sign-ups tells you whether the content matches the audience. Lots of clicks and few sign-ups usually means cold traffic hitting the registration form; add an explainer step.
• Sign-ups to active referrals tells you whether you are reaching buyers. A referral who signs up and never orders costs nothing but also earns nothing; if this ratio is poor, change who you are talking to, not what you are saying.
• Orders per active referral tells you the quality of the buyers. Resellers and admins order constantly; one-off buyers order once.
• Volume toward the next level tells you when the rate steps up.

The panel counts clicks on your /r/ link in total, so to split performance by channel, put the link behind your own shortener with one short link per channel and compare its per-channel clicks with the panel's sign-up count. A worked example with invented numbers: 400 clicks from a YouTube description and 300 from a Telegram group; YouTube produced 30 sign-ups of which 8 order regularly, Telegram produced 45 sign-ups of which 20 order regularly. Telegram wins on referrals that order, even though YouTube looked better on raw clicks, so next month's effort goes to Telegram first. Redo that comparison monthly and the plan writes itself.

If a referral asks you something about the panel itself, send them to the panel FAQ rather than guessing; wrong answers about refills or delivery times turn into refund requests, and refunds reverse commissions.

Frequently Asked Questions

How much can you earn with the PanelFollows affiliate program?

Commission is 5% of every completed order your referrals place at the start, rising to 7% once their lifetime order volume reaches 500 USD and 10% at 2,000 USD, at the rates live on 20 September 2026. There is no cap and no expiry. A single referral spending 100 USD a month at the top level earns you 10 USD a month for as long as they keep ordering.

Is it free to join, and do I need an audience?

Yes and no, respectively. Every PanelFollows account gets a link from the Earn Money page; there is no application, approval or minimum audience. Start with a free account, create the link, and share it wherever you already talk to people who buy social media growth.

How is this different from a panel that pays on deposits?

Deposit-based programs pay a percentage of what your referral loads into the panel, usually at a low rate, often as balance only, sometimes only on the first deposit. PanelFollows pays on completed orders, which is money actually spent, so the rate can be higher, the commission lasts for the lifetime of the referral, and it is 100% withdrawable in cash.

When can I withdraw my commission?

Each commission becomes withdrawable 7 days after its order completes. Once your withdrawable balance reaches 10 USD, request a payout; requests are paid manually, usually within 24 to 72 hours, with an email containing the transaction reference. Moving earnings to your panel balance has no waiting period and adds 10% on top.

Which payout methods are available and what is the minimum?

USDT on TRC20 or BEP20, bank transfer by IBAN, PayPal and Papara. The minimum payout is 10 USD and there is no maximum. Nigerian affiliates almost always use USDT because personal PayPal accounts there cannot receive payments; US affiliates use PayPal or USDT because US banks do not use IBANs.

What happens if my referral's order is refunded or canceled?

Canceled and failed orders never create a commission in the first place, so nothing is taken away. If a completed order is refunded later, only the commission for that one order is reversed; your other earnings and your level are untouched, because levels are permanent once reached.

How long does my referral stay linked to me?

Permanently. The link cookie lasts 30 days, so someone who clicks today and registers within the next month becomes your referral, and from then on every order they ever place pays you at your current rate.

Can I use paid ads to promote my link?

Yes, on generic keywords and interests, with the disclosures your ad platform requires. What is prohibited is bidding on the PanelFollows brand name and any spam-style promotion. Brand bidding gets the account removed from the program, so keep paid campaigns on terms like "buy Instagram followers" or "SMM panel for resellers".

Can I combine it with the reseller API or a child panel?

Yes, and it is the highest-earning combination. You keep your margin on resold orders through the API or your child panel, and customers who prefer to buy from the main panel sign up through your link and pay you a commission on every order. The only restriction is that you cannot refer yourself or route your own resold orders through a referred account.

Do I have to pay tax on affiliate earnings?

In practically every country, yes: commission is income whether the platform is local or foreign and whether or not you receive a tax form. US affiliates generally report it as self-employment income, UK affiliates have a 1,000 GBP trading allowance before Self Assessment registration is required, and Indian affiliates generally treat it as business income. Keep the payout emails and check the specifics with an accountant in your country.